Grounded.

We are proudly

backed by

We are proudly

backed by

Frequently Asked Questions (FAQs)

Frequently Asked Questions (FAQs)

How is Grounded different from other Fintechs in the Treasury and Banking space?

How is Grounded different from other Fintechs in the Treasury and Banking space?

The Grounded Marketplace offers a deposit and loan strategy for banks and third-party depositors 1031 exchange, opportunity zone (OZ), EB5, and wealth managers, etc. Whereas others focus on single source or bank-to-bank deposits.

The Grounded Marketplace offers a deposit and loan strategy for banks and third-party depositors 1031 exchange, opportunity zone (OZ), EB5, and wealth managers, etc. Whereas others focus on single source or bank-to-bank deposits.

Is Grounded a bank and/or regulated entity?

Is Grounded a bank and/or regulated entity?

No, Grounded never takes custody of the funds. Grounded partners with BMO as our custodial bank and this is where the deposits are held. Grounded is the Fintech platform that is powering the money movement and providing the algorithm for our clients’ deposit and loan strategies.

No, Grounded never takes custody of the funds. Grounded partners with BMO as our custodial bank and this is where the deposits are held. Grounded is the Fintech platform that is powering the money movement and providing the algorithm for our clients’ deposit and loan strategies.

How do clients and partner banks integrate with Grounded?

How do clients and partner banks integrate with Grounded?

There will be a client-facing dashboard and a partner bank portal that will connect to our ledger through APIs. At all times, both parties will be able to view balances and transaction details as well as basic views of deposit and loan accounts held, inflows and outflows, etc.

There will be a client-facing dashboard and a partner bank portal that will connect to our ledger through APIs. At all times, both parties will be able to view balances and transaction details as well as basic views of deposit and loan accounts held, inflows and outflows, etc.

Does Grounded do a review of their partner banks for safety and soundness?

Does Grounded do a review of their partner banks for safety and soundness?

Yes, Grounded will continually evaluate our partner banks to make sure their equity and capital ratios are adequate; publicly-traded banks will be monitored for soundness and safety and scored against each other.

Yes, Grounded will continually evaluate our partner banks to make sure their equity and capital ratios are adequate; publicly-traded banks will be monitored for soundness and safety and scored against each other.

Get in touch with Grounded’s executive team to learn how your bank can receive core deposits.

Get in touch with Grounded’s

executive team to learn how your

bank can receive core deposits.

*Grounded Technologies is headquartered in New York City, NY. You can set up a time to chat with one of our executives at contact@groundedft.com

*Grounded Technologies is headquartered in New York City, NY. You can set up a time to chat

with one of our executives at contact@groundedft.com


© Copyright 2023. All Rights Reserved

*Grounded Technologies is headquartered in New York City, NY.

You can set up a time to chat with one of our executives at

contact@groundedft.com


© Copyright 2023. All Rights Reserved

© Copyright 2023. All Rights Reserved

We are Grounded to help banks grow.

We are Grounded to help banks grow.

Grounded is a marketplace for regulated balance sheet growth. Our offerings include core and brokered deposits, loans, and CRA credit opportunities.

*Banking services provided by our partner bank, BMO Bank, N.A., Member FDIC.

*Banking services provided by our partner bank

BMO Harris Bank N.A. Member FDIC.

Get in touch with Grounded’s executive team to learn how your bank can receive core deposits.

What we offer?

What we offer?